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DOUGLAS COUNTY
INSURANCE ELIGIBILITY/OPTIONS
January 1, 2011 through December 31, 2011
This will provide
you with basic information concerning your insurance benefits. Your insurance
is effective three months after your date of hire/promotion into a benefited
position. If your hire date falls on the first through the seventh day of any
month, the entire month is counted as the first month of your three-month
qualification period. For example, if your hire date is between January 1 and
January 7, your insurance would begin April 1. If you begin work after January
7, your insurance would begin May 1.
Medical/Dental
Plans:
General County employees budgeted between 30 and 40 hours per week are eligible
for the current County contribution of $1019.41per month toward the cost of
full-family medical and dental plan coverage. There are two medical
options from which to choose: a PPO plan (PREFERRED) and a high deductable health plan
commonly known as the HRA plan (Health Reimbursement Arrangement account). Our
medical insurance carrier is Pacific Source. Dental options include the choice
of a traditional dental plan (Pacific Source Advantaage), a managed care dental plan
(Willamette Dental Insurance), or waiving dental coverage. This results in nine
potential combinations from which to choose. Your payroll deduction amount will
depend upon which combination of plan options you elect; see the attached rate
table.
Life Insurance:
Life insurance through Standard Life is provided to benefited employees at no
charge. The employee is covered for $10,000 (plus additional for accident), and
$2,000 for dependents age six months and older.
Select Your
Benefit Package:
Complete the “Health Plan Selection and Authorization” sheet and accompanying
enrollment forms; submit them to Human Resources within the first 30 days of
employment.
Voluntary options
available to employees include:
Flex Spending
Account:
Employees have the option to participate in a Flexible Spending Account (Section
125) administered by Manley Services which offers the ability to use pre-tax
dollars to pay for eligible health and dependent care related expenses. More
information on this is found elsewhere in this packet. If you choose not to
participate at this time, please complete and return the enclosed waiver. This
does not preclude your participation in future calendar years.
Additional
Options Available Through Payroll Deduction:
·
Short-term Disability (Jefferson Pilot)
·
Additional Life Insurance (Mutual of Omaha)
·
Cancer/ICU Insurance (AFLAC)
·
Accidental Death/Dismemberment Insurance (Regence)
·
Deferred Compensation (available companies: ING, Nationwide, Oregon Savings
Growth)
·
Long-term Disability (Mutual of Omaha)
If you have
questions, please contact Human Resources at 440-4405 |
