DOUGLAS COUNTY INSURANCE ELIGIBILITY/OPTIONS
July 1, 2010 through December 31, 2010

This will provide you with basic information concerning your insurance benefits.  Your insurance is effective three months after your date of hire/promotion into a benefited position.  If your hire date falls on the first through the seventh day of any month, the entire month is counted as the first month of your three-month qualification period.  For example, if your hire date is between January 1 and January 7, your insurance would begin April 1.  If you begin work after January 7, your insurance would begin May 1.

Medical/Dental Plans:  Employees budgeted between 30 and 40 hours per week are eligible for the current County contribution of $999.41 per month toward the cost of full-family medical and dental plan coverage.  There are two medical options from which to choose:  a managed care plan (PREFERRED) and a high deductable health plan commonly known as the HRA plan (Health Reimbursement Account).  Our medical insurance carrier is Pacific Source.  Dental options include the choice of a traditional dental plan (Oregon Dental Service), a managed care dental plan (Willamette Dental Insurance), or waiving dental coverage. This results in nine potential combinations from which to choose.  Your payroll deduction amount will depend upon which combination of plan options you elect; see the attached rate table.

Life Insurance:  Life insurance through Standard Life is provided to benefited employees at no charge.  The employee is covered for $10,000 (plus additional for accident), and $2,000 for dependents age six months and older.

Select Your Benefit Package:  Complete the “Health Plan Selection and Authorization” sheet and accompanying enrollment forms; submit them to Human Resources within the first 30 days of employment. 

Voluntary options available to employees include:

Flex Spending Account:  Employees have the option to participate in a Flexible Spending Account (Section 125) administered by Manley Services which offers the ability to use pre-tax dollars to pay for eligible health and dependent care related expenses.  More information on this is found elsewhere in this packet.  If you choose not to participate at this time, please complete and return the enclosed waiver.  This does not preclude your participation in future calendar years.

Additional Options Available Through Payroll Deduction:

·                     Short-term Disability (Jefferson Pilot)
·                     Additional Life Insurance (Mutual of Omaha)
·                     Cancer/ICU Insurance (AFLAC)
·                     Accidental Death/Dismemberment Insurance (Regence)
·                     Deferred Compensation  (available companies: ING, Nationwide, Oregon Savings Growth)
·                     Long-term Disability (Mutual of Omaha)

If you have questions, please contact Human Resources at 440-4405