This will provide you with
basic information concerning your insurance benefits. Your insurance is
effective three months after your date of hire/promotion into a benefited
position. If your hire date falls on the first through the seventh day of any
month, the entire month is counted as the first month of your three-month
qualification period. For example, if your hire date is between January 1 and
January 7, your insurance would begin April 1. If you begin work after January
7, your insurance would begin May 1.
Full-time employees are eligible for the current County contribution of $999.41
per month toward the cost of full-family medical and dental plan coverage.
There are two medical options from which to choose: a managed care plan (Prime
High) and a new Health Reimbursement Account (HRA). Our medical insurance
carrier is PacificSource. Dental options include the choice of either a
traditional dental plan (Oregon Dental Service) or a managed care dental plan
(Willamette Dental Insurance). This results in six potential
combinations from which to choose. Your payroll deduction amount will depend
upon which combination of plan options you elect; see the attached rate table.
To assist you in deciding which plan combination is best for you and your
family, we provide a table comparing benefit descriptions of the various options
within this employee packet.
Employees in positions that are budgeted to work
at least 20 hours per week, but less than 40 hours per week, are eligible to
receive contributions by the County on a pro-rated basis (50%-90%). The County
contribution correlates to the budgeted FTE, (i.e., 20 hr/wk = .50 FTE;
therefore, the County would contribute 50% of the amount allowed a full-time
FTE, if the employee agrees to pick up the remaining amount through a payroll
may waive medical/dental insurance. If you do, you will be asked to sign a
waiver. If, at a later date, you wish to enroll in the insurance plans, you may
do so at open enrollment each year. Open enrollment occurs in November/December
of each year, with coverage effective January 1. You may apply during the year
if your application is due to the involuntary loss of other health coverage or
acquire new dependents, as long as you make application and coverage with the
County plan begins within 30 days of the date of the event. If you do not apply
for coverage under the County plan within 30 days following the termination of
your prior coverage, you may enroll for coverage during the open enrollment
period referenced above.
Life insurance through Standard Life is provided to benefited employees at no
charge. The employee is covered for $10,000 (plus additional for accident), and
$2,000 for dependents age six months and older.
Select Your Benefit Package:
Complete the “Health Plan Selection and Authorization” sheet and accompanying
enrollment forms; submit them to Human Resources within the first 30 days of
Voluntary options available to employees
Flex Spending Account:
Employees have the option to participate in a Flexible Spending Account (Section
125) administered by Manley which offers the ability to use
pre-tax dollars to pay for eligible health and dependent care related expenses.
More information on this is found elsewhere in this packet. If you choose not
to participate at this time, please complete and return the enclosed waiver.
This does not preclude your participation in future calendar years.
Available Through Payroll Deduction:
Short-term Disability (Jefferson
Pilot, now through Lincoln Financial)
- Long Term Disability (Mutual of Omaha)
- Additional Life Insurance (Mutual of Omaha)
- Cancer/ICU Insurance (AFLAC)
- Accidental Death/Dismemberment Insurance (Regence)
- Deferred Compensation (available companies: ING, Nationwide, Oregon Savings Growth)
If you have questions, please contact Don Cherry
in Human Resources at 440-4405 or email